Theresa has over 8 years experience advising on financial services regulation, specialising in anti-money laundering and counter-terrorism financing, financial services and products, financial advice, credit and funds/superannuation regulatory matters.
Prior to joining KWM, Theresa was in the Financial Advisers and Financial Services Enforcement team at ASIC, giving her unique insights and a deep familiarity with ASIC’s enforcement approach across various sectors of the financial services industry.
Theresa's experience includes:
- ABA: assisting with the preparation of the 2025 Banking Code of Practice and obtaining ASIC approval of same
- Challenger: on regulatory matters relating to the securitisation of lending products, including advising on NCCP and NCC implications, responsible lending obligations, enforceability opinions and AML/CTF implications
- Suncorp Bank: on AML/CTF implications relating to the securitisation of RMBS and covered bonds
- Suncorp Bank: legal lead on its AML/CTF remediation project (while on secondment)
- Suncorp Bank: on various AML matters relating to the demerger of SPSL from Suncorp’s designated business group, and redeveloping Suncorp’s AML/CTF Program
- ANZ: on various financial advice matters
- Amazon: on the financial product and licensing implications of the Amazon marketplace and FX offerings
- Citigroup: on the sale of its consumer banking business to NAB, including advising on the AML/CTF implications of the sale, applying for AUSTRAC tipping off exemption, advising on AFSL implications and issues relating to the payment of funds following termination of Citi’s ADI licence, and various matters relating to marketing collateral and transaction documents
- Bank of New York Melon: negotiating sub-custodian agreements relating to BNYM’s global custody network and advising on RG133 compliance and AFSL application.
- Carsales: on NCCP implications of partnering with third-party lenders
- McMillan Shakespeare: assisting with the development of its NCC-regulated consumer leasing business, including drafting standard form documents
- Westpac: advice on regulatory matters relating to discretionary pricing, negative interest rates and bespoke financial products
- NAB: in relation to the transfer of XBank’s banking business to NAB, preparing transfer certificates for APRA approval and advising on AML and business implications of the transfer of deposits to NAB
- Qsuper: in relation to the merger with Sunsuper to create the Australian Retirement Trust, preparing the tipping off exemption application and advising on ART’s AML/CTF rights and obligations
