Innovations in technology are changing how financial services are delivered and the landscape of the finance industry in general
We may use technology to improve financial efficiency, but we also need to abide by laws and regulations and regulatory requirements at all times.
King & Wood Mallesons’s (KWM) financial technology (FinTech) team is one of the earliest practitioners in this field. We assist leading FinTech enterprises in identifying and controlling risks under new regulatory framework and maintaining ongoing communication and exchanges with regulatory authorities to ensure the steady development of the FinTech practice. Leveraging our global network and integrating industry resources, we provide FinTech enterprises with comprehensive group structuring, licenses combination, model innovation, product matrix, regulatory compliance, onshore and offshore financing channels, and capital operation solutions.
We are deeply engaged in the R&D and implementation of significant FinTech products, assisting regulatory authorities in communicating with the market to ensure successful, compliant innovation by FinTech enterprises. We have also helped several leading FinTech enterprises with license applications, product innovation, compliance management, business process reengineering, and capital operation.
In the field of FinTech, we advise on
- Product design and regulatory compliance
- Business process, system and transaction documents
- Communication with regulatory authorities
- Rectification for compliance
- License application and combination
- Tax structuring
- Technology and data
- Data flow
- Personal information protection and data security
- Credit investigation
- Cloud computing
- Digital assets
- Blockchain application scenarios
- Offshore and onshore structuring
- Digital currency
- Regulatory technology
- Global layout
- Access to overseas financial licenses
- Linkage of onshore and offshore product structures
- Establishment of offshore and cross-border FinTech funds
- M&A and consolidation
- Access to licences and acquisition integration
- Establishment and transformation of financial holding companies
- Upstream and downstream acquisitions
- Pre-IPO restructuring
- Existing process reengineering
- Transformation of traditional institutions and integration of industry and finance
- IPO related matters
- Return of red-chip companies to large domestic platforms
- Overseas listing
- Listing on the STAR Market and ChiNext Market
- M&A of listed companies
- CDR
- Dispute resolution
- Debt-collecting scheme
- Litigation solution planning
- Online notarisation, forensics and arbitration
