Helping non-bank lenders navigate change
With the techniques for connecting capital to financial assets constantly evolving and with rapid change now the norm across the entire value chain for non-bank financial institutions, our ability to anticipate and respond to major developments puts us at the forefront of the industry.
Staying ahead of these changes requires a combination of structuring skills, relationships with industry participants, regulatory and tax expertise, IT capability, experience in all funding techniques, M&A skills and a deep understanding of the direct and indirect business drivers behind financial transactions.
Our extensive experience of advising financial institutions enables us to provide critical insight to clients who provide their products services to this sector.
As a client, you benefit from our critical insight and our commitment to helping you achieve your goals.
We advise on:
- Funding structures including unitranche, senior, junior, supersenior facilities
- Whole loan acquisitions and disposals
- Standard loan documentation and procedures
- Peer to peer (P2P) lending
- Regulation and payment services
- Retail credit regulation
- Authorisation and registration
- Privacy and Anti-Money Laundering (AML/CTF)
- Independent reviews
- Conduct and risk assessments.
- Pepper Homeloans on a large range of funding activities including the A$5 billion acquisition of GE’s prime and non-conforming Australian and New Zealand residential mortgage loan book and on Pepper’s A$1.25 billion securitisation issue out of the Pepper Residential Securities Trust No.22, which represented Pepper’s inaugural green bond issuance.
- A number of financial leasing companies in their aircraft and other leasing business, including Castlelake, IBJ Leasing, ICBC Leasing and Minsheng Leasing.
- Advised the securitisation industry through the Australian Securitisation Forum in relation to an innovative forbearance special purpose vehicle (‘fSPV’) to allow securitisation trusts to access additional liquidity to provide temporary liquidity support for COVID-19 hardship affected assets.
- Columbus Capital Pty Limited as sponsor to the securitisation issuance of A$400 million of residential mortgage loans held by superannuation fund borrowers.
- Resimac on all aspects of its public and private securitisation programme (both domestic and offshore), including multiple Rule 144A transactions.